What is the first step in the St. Pete home buying process?

The Importance of Getting Pre-Approved for a Mortgage When Buying a Home in St. Petersburg

The first step in the St. Petersburg buying process is typically getting pre-approved for a mortgage loan. Here's a brief overview of that initial step:
1 Get Pre-Approved for a Mortgage Getting pre-approved involves supplying a lender with your financial information like income, employment details, credit score, existing debts, and down payment funds. The lender will then evaluate your eligibility and pre-approve you for a maximum loan amount.
Being pre-approved shows sellers that you the home buyer are a serious, qualified buyer able to secure financing up to a certain amount. This gives you an advantage over buyers who are not pre-approved when making offers.
The pre-approval process also allows you to get a clear picture of what you can realistically afford in terms of a home purchase price range based on the pre-approved loan amount, expected interest rates, down payment, and estimated taxes/insurance.
Having this information upfront allows you to focus your home search in an appropriate price range and proceed with confidence once you find a property you want to make an offer on.

If you need a hand in finding a great lender or Broker for your St. Pete home buying needs just reach out. I have a few I can gladly recommend.

2128 Properties
Page 1 of 107
$329,000
Neighborhood: North Euclid Ext 1
2
Beds
1
Baths
772
Sq.Ft.
1952
Year Built
1
Day on Site
U8238266
MLS
Open 4/14
1224 Russell Dr N St. Petersburg,  FL 33710
$570,000
Neighborhood: Jungle Country Club 3Rd Add
3
Beds
2
Baths
1,406
Sq.Ft.
1955
Year Built
1
Day on Site
A4606944
MLS
$449,000
Neighborhood: Airy Acres 2
1,352
Sq.Ft.
1972
Year Built
1
Day on Site
U8237035
MLS
$435,000
Neighborhood: Bayway Isles Point Brittany Six
2
Beds
2
Baths
1,155
Sq.Ft.
1974
Year Built
1
Day on Site
U8238081
MLS
$159,000
Neighborhood: Town Apts Condo
2
Beds
1
Baths
950
Sq.Ft.
1968
Year Built
1
Day on Site
U8238578
MLS
$345,000
Neighborhood: Rosedale Refile
3
Beds
2
Baths
1,146
Sq.Ft.
1948
Year Built
1
Day on Site
U8238396
MLS
$195,000
Neighborhood: Windjammer Condo
3
Beds
2
Baths
985
Sq.Ft.
1986
Year Built
1
Day on Site
T3518508
MLS
Open 4/13
1759 11th Ave N St. Petersburg,  FL 33713
$650,000
Neighborhood: Macks Sub
3
Beds
2
Baths
1,461
Sq.Ft.
1957
Year Built
1
Day on Site
U8238061
MLS
Open 4/13
3601 18th Ave N St. Petersburg,  FL 33713
$682,000
Neighborhood: Harshaw Lake 2
3
Beds
2F11/2
Baths
2,122
Sq.Ft.
1964
Year Built
1
Day on Site
U8237531
MLS
$500,000
Neighborhood: Shoreacres Center
3
Beds
2
Baths
1,458
Sq.Ft.
1979
Year Built
1
Day on Site
W7863797
MLS
$239,900
Neighborhood: Mankato Heights
2
Beds
1
Baths
628
Sq.Ft.
1949
Year Built
1
Day on Site
U8238577
MLS
$625,000
Neighborhood: Edgewater Estates
2
Beds
1
Baths
1,228
Sq.Ft.
1960
Year Built
1
Day on Site
U8238554
MLS
$139,000
Neighborhood: Windjammer Condo
1
Beds
1
Baths
525
Sq.Ft.
1986
Year Built
1
Day on Site
T3518519
MLS
Open 4/14
5095 Bay St NE #109 St. Petersburg,  FL 33703
$179,000
Neighborhood: Winston Park Northeast
2
Beds
2
Baths
1,035
Sq.Ft.
1975
Year Built
1
Day on Site
U8235377
MLS
Open 4/13
3931 52nd Ave N St. Petersburg,  FL 33714
$329,900
Neighborhood: Lellman Heights 3Rd Sec
3
Beds
2
Baths
996
Sq.Ft.
1953
Year Built
1
Day on Site
U8238588
MLS
$99,000
Neighborhood: Paradise Shores
1
Beds
1
Baths
765
Sq.Ft.
1972
Year Built
1
Day on Site
S5103018
MLS
$750,000
Neighborhood: Saxony Place At Carillon
3
Beds
3F11/2
Baths
2,942
Sq.Ft.
2005
Year Built
1
Day on Site
U8238305
MLS
$625,000
Neighborhood: Eagle Court Twnhs
2
Beds
2F11/2
Baths
1,225
Sq.Ft.
2002
Year Built
1
Day on Site
U8237756
MLS
Open 4/13
116 Bay Point Dr NE St. Petersburg,  FL 33704
$2,395,000
Neighborhood: Bay Point-Snell Isle
5
Beds
4
Baths
4,039
Sq.Ft.
1971
Year Built
1
Day on Site
U8237687
MLS
$289,900
Neighborhood: Waterside At Coquina Key South
2
Beds
1
Baths
773
Sq.Ft.
1979
Year Built
1
Day on Site
A4607042
MLS

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